Credit Cards
Send your debt flying with a 0% promo APR* Balance Transfer Offer! No Balance Transfer Fee.
Now through March 31, 2026 take control of your finances by consolidating your debt with a 12 month balance transfer available on LAFCU credit cards at 0% promo APR*.
For a limited time, enjoy:
- 12 months to pay down your transferred balance with no balance transfer fee.
- One simple monthly payment to help you stay on track.
Text us at 517-622-6600 or reach out to us through online chat to get started.
Enjoy the rewards every time you shop or spend. Whether you're looking for cash back, a low rate, rewards, or would like to build up your credit, LAFCU has a credit card to fit your needs. Our Visa products offer fee-free balance transfers and cash advances, so you can pay-off high interest credit cards and make sure you have the money you need. Add your card to your digital wallet to make check out a breeze and setup alerts with LAFCU Card Control to keep your money safe.
Choose the card that's right for you:
| Benefit* | Signature® | Rewards | Simple | Secured |
|---|---|---|---|---|
| Fixed Rate | ||||
| 0% Fraud Liability | ||||
|
Balance Transfer 0% Promo APR* *Annual Percentage Rate. Promotional rate for 12 months from the date of each transfer. Offer not valid for existing LAFCU credit card balances. Offer is valid through March 31, 2026. After promotional rate, annual percentage rate will vary from 8.49% to 21.74% APR. Rates, terms, and conditions are subject to change at any time. LAFCU membership is required. Please refer to your Guide to Benefits for further details. 1% foreign transaction fee where applicable. Other restrictions may apply. |
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| Auto Rental | ||||
| Roadside Dispatch® | ||||
| Travel and Accident Coverage | ||||
| Signature Perks | ||||
| Travel and Emergency Assistant Services | ||||
| Signature Concierge® | ||||
| Warranty Manager Service |
If you have any questions, call us at 517-622-6600 or speak with a LAFCU representative through our online chat.
If you have a credit card dispute or lost/stolen credit card, please call 1-833-371-8982.
VISA Credit Card Agreement
Signature Credit Card Rate & Fees
Simple/Rewards/Secured Credit Card Rate & Fees
*Annual Percentage Rate. Promotional rate for 12 months from the date of each transfer. Offer not valid for existing LAFCU credit card balances. Offer is valid through March 31, 2026. After promotional rate, annual percentage rate will vary from 8.49% to 21.74% APR. Rates, terms, and conditions are subject to change at any time. LAFCU membership is required. Please refer to your Guide to Benefits for further details. 1% foreign transaction fee where applicable. Other restrictions may apply.