Credit Cards
0% APR** Balance Transfer Offer
Ready to leave high interest debt behind? You can now with a 0% APR** balance transfer on our Simple, Rewards, or Signature credit cards. This includes a 12 month promotional rate with a one time 1.99% balance transfer fee. After the promotional rate the rate will vary from 8.49% - 22.74% APR.** Offer is good from January 10 - April 10.
Whether you're looking for cash back, a low rate, rewards, or would like to build up your credit, LAFCU has a credit card to fit your needs. Our Visa products offer fee-free balance transfers and cash advances, so you can pay-off high interest credit cards and make sure you have the money you need. on an Add your card to your digital wallet to make check out a breeze and setup alerts with LAFCU Card Control to keep your money safe.
Introducing the Secured Credit Card
The Secured Credit Card is a controlled credit card with particular limits that help you rebuild your credit or gain new credit!
Benefits:
Contactless payment transactions- Access to Online & Mobile Banking
- View statements 24/7
- Alerts and Card Controls
- Increase Credit Score
- Graduate into a traditional card
- Access to car rentals and hotel rooms
- No limit to what can be purchased
- Credit line of $500 to $5,000
- 11.90% APR* fixed rate
- Eligible for digital wallets payment transactions
- 30% cash advance limit
Choose the card that's right for you:
| Benefit* | Signature® | Rewards | Simple | Secured |
|---|---|---|---|---|
| Fixed Rate | ||||
| 0% Fraud Liability | ||||
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Balance Transfer 0% APR** for 12 months **Annual Percentage Rate. Promotional rate for 12 months from the date of each transfer. Includes a balance transfer fee of 1.99% on the LAFCU Signature, Rewards, and Simple credit cards. Offer not valid for existing LAFCU credit card balances. Promotion is good from 01/10/25 – 04/10/25. At the end of the promotional period, the annual percentage rate will vary from 8.49% to 22.74% APR. Rates, terms, and conditions are subject to change at any time. LAFCU membership is required. Please refer to your Guide to Benefits for further details. 1% foreign transaction fee where applicable. Other restrictions may apply. |
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| Auto Rental | ||||
| Roadside Dispatch® | ||||
| Travel and Accident Coverage | ||||
| Signature Perks | ||||
| Travel and Emergency Assistant Services | ||||
| Signature Concierge® | ||||
| Warranty Manager Service |
If you have any questions, call us at 517-622-6600 or speak with a LAFCU representative through our online chat.
If you have a credit card dispute or lost/stolen credit card, please call 1-833-371-8982.
VISA Credit Card Agreement
Signature Credit Card Rate & Fees
Simple/Rewards/Secured Credit Card Rate & Fees
*Membership is required. 1% foreign transaction fee where applicable. Certain terms, conditions and exclusions apply. **Annual Percentage Rate. Promotional rate for 12 months from the date of each transfer. Includes a balance transfer fee of 1.99% on the LAFCU Signature, Rewards, and Simple credit cards. Offer not valid for existing LAFCU credit card balances. Promotion is good from 01/10/25 – 04/10/25. At the end of the promotional period, the annual percentage rate will vary from 8.49% to 22.74% APR. Rates, terms, and conditions are subject to change at any time. LAFCU membership is required. Please refer to your Guide to Benefits for further details. 1% foreign transaction fee where applicable. Other restrictions may apply.