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Building/Rebuilding Credit

Using credit can help you build a good credit history.  Borrowing money is helpful and necessary to purchase items in your life. If not used wisely, credit can lead to financial difficulties that will affect your credit history.  Rebuilding your credit takes time and patience, but is rewarding.

Ways to build credit:

  • Simultaneously; make payments on a share secured loan while paying off delinquent debt/collections
  • Payment arrangement; contact your creditors
  • Keep your arrangements
  • Pay on time
  • Experian Boost; using your utilities bills you are already paying

Building credit can help you with:

  • Loans; secured, unsecured, installment, revolving
  • Purchasing big Items; house, car
  • Paying for college
  • Get a credit card
  • Emergencies

We can help you build your credit:

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