Credit Cards
Want more elf approved rewards back this holiday season?
Whether you have an existing credit card or get a new one, you can earn 3% cash back on the Signature credit card, and 2 times the points on the Rewards credit card every time you make a purchase between October 1 - December 31, 2024.**
Whether you're looking for cash back, a low rate, rewards, or would like to build up your credit, LAFCU has a credit card to fit your needs. Our Visa products offer fee-free balance transfers and cash advances, so you can pay-off high interest credit cards and make sure you have the money you need. on an Add your card to your digital wallet to make check out a breeze and setup alerts with LAFCU Card Control to keep your money safe.
Introducing the Secured Credit Card
The Secured Credit Card is a controlled credit card with particular limits that help you rebuild your credit or gain new credit!
Benefits:
Contactless payment transactions- Access to Online & Mobile Banking
- View statements 24/7
- Alerts and Card Controls
- Increase Credit Score
- Graduate into a traditional card
- Access to car rentals and hotel rooms
- No limit to what can be purchased
- Credit line of $500 to $5,000
- 11.90% APR* fixed rate
- Eligible for digital wallets payment transactions
- 30% cash advance limit
Choose the card that's right for you:
| Benefit* | Signature® | Rewards | Simple | Secured |
|---|---|---|---|---|
| Fixed Rate | ||||
| 0% Fraud Liability** | ||||
|
Balance Transfer 2.99% Intro APR* for 12 months *Annual Percentage Rate. Introductory rate for 12 months from the date of each transfer. Offer not valid for existing LAFCU balances. After balance transfer, rate will vary from 8.49% - 21.24% at the end of the promotional period. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Membership is required. Please refer to your Guide to Benefits for further details. 1% foreign transaction fee where applicable. |
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| Auto Rental | ||||
| Roadside Dispatch® | ||||
| Travel and Accident Coverage | ||||
| Signature Perks | ||||
| Travel and Emergency Assistant Services | ||||
| Signature Concierge® | ||||
| Warranty Manager Service |
If you have any questions, call us at 517-622-6600 or speak with a LAFCU representative through our online chat.
If you have a credit card dispute or lost/stolen credit card, please call 1-833-371-8982.
VISA Credit Card Agreement
Signature Credit Card Rate & Fees
Simple/Rewards/Secured Credit Card Rate & Fees
** The promotion runs from October 1 - December 31, 2024 for the LAFCU Rewards and Signature credit card. The LAFCU Rewards credit card offer includes double the points on all purchases with a limit of $5,000 in spend. The LAFCU Signature credit card offers 3% cash back on all purchases with a maximum of $5,000 in spend. Points will be posted after each month end. 1% foreign transaction fee where applicable. Other restrictions may apply. For full offer details, please visit lafcu.com/spendandget.